The Benefits Of Filing For Bankruptcy

The decision to file for bankruptcy never comes easy for anyone. It is usually a decision that gets made from years of financial hardships that are not easy to overcome without a huge help. For some, the benefits of bankruptcy are worth the process. Below are some of the main benefits of filing for bankruptcy. If you decide to go through with the process, hire a reputable bankruptcy attorney in Erie, PA, such as the one found at www.mcelrathlaw.com for help.

Trigger An Automatic Stay

The main relief most filers get right away after filing for bankruptcy is the automatic stay. This is what prevents any of your creditors from taking further actions to try and collect debts from you. They will no longer be able to sue you, call you, send you letters in the mail or try to repossess your belongings.

Discharge Your Debts

Depending on your situation and the type of bankruptcy you file, you may be able to get most or all of your dischargeable debts canceled. This means that any debts of yours included in your bankruptcy filing will not be owed by you any longer. You will be free and clear of them. Bankruptcy filers are free of the debts weighing them down and will be able to start fresh financially.

Keep Assets

If you are able to use some of the exemptions included in the bankruptcy process, you will be able to keep most of your property. This means you could file and keep your cars and your home after the process is finished.

A bankruptcy will have a negative effect on your credit. Once your bankruptcy is filed and discharged, it will remain on your credit report from seven to ten years. However, because most filers get their debts forgiven during the process, they will be able to start rebuilding their credit right away. These are just a few of the top benefits filing for bankruptcy can offer someone drowning in debt. All factors should be taken seriously because the process is a complicated and emotional one.

Top Trends in Texas Commercial Rea Estate

In 2017, Texas led the country in commercial real estate development according to a report issued by NAIOP, the Commercial Real Estate Development Association. The sector is responsible for nearly 380,000 jobs throughout the state both in construction and in ancillary support industries. Buying or selling commercial real estate in the Lone Star State can be a very complex transaction, so a commercial real estate lawyer Austin TX can be a valuable resource.

Top Issues for Commercial Real Estate in Texas

A number of issues of concern are emerging for Texas developers who specialize in commercial real estate. Among them are:

• Climate Change

For the last six consecutive years, sea levels have risen. The sea level today is a full three inches higher than it was in 2003. Coastline flooding has also increased between 300 and 900 percent in the last half century.

Commercial developers in the Lone Star State’s coastal cities such as Houston and Galveston are well aware of this trend. They’re making changes in the ways buildings are designed that offer some measure of flood protection; these changes include setting minimum elevation heights and relocating electrical infrastructure out of building basements.

• The Urbanization of Suburbs

Millennials are a demographic group that’s 75 million strong. Many Millennials are starting families now and moving to the suburbs, but they still keep many of the habits of their youth. Among those preferences is a distaste for driving. In order to be appealing to Millennials, suburbs will need to be refurbished to include retail, dining and entertainment centers that rival the amenities that can be found in urban neighborhoods.

• Shifting Consumer Preferences

Consumers have embraced e-commerce enthusiastically, and that love affair is likely to grow more torrid over the next decade. That means that businesses will come to rely less and less upon brick-and-mortar stores and those great mall temples in which those stores cluster. Construction on shopping centers hasn’t stopped: In 2017, Bloomberg News reports, builders spent $1.6 billion constructing new malls. You can expect that spending to get less and less, though, as e-commerce grows stronger and stronger.

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What Incidents are Considered Personal Injury

Have you been involved in an incident and suffered a personal injury? Not sure if you have a case on your hands? There are many different incidents that can cause personal injury and many times you do have a case on your hands. Always speak with a Philly personal injury lawyer to get advice and learn more as each situation is different.

Receive Compensation

One of the many reasons a person files a personal injury claim is to be awarded compensation. This can help with any medical expenses, loss wages from the injury, property damages, disfigurement, emotional distress, pain, suffering and any other expenses directly related to the injury.

Common Incidents

Personal injuries can vary from minor to severe to even death. The following are common incidents that lead to personal injuries.

  1.   Auto Accidents

Auto accidents are the leading cause of injury in the United States. These accidents involve cars, SUVS, trucks and commercial vehicles like charter buses, school buses and semi-trailers. Unfortunately, auto accidents are caused by a number of different factors like drunk driving, distracted driving, drowsy driving, aggressive driving, auto defects, speeding and road conditions from severe weather. If negligence was found by the other party in the accident, you could have a case where you receive compensation to help with the financial and emotional burden left from the accident.

  1.   Medical Malpractice

Medical malpractice can occur when a patient is harmed by an avoidable medical error involving a surgeon, nurse, doctor or anesthesiologist. This could include surgical errors or a delayed diagnosis.

  1.   Premises Liability

If you have been injured on another person’s property like slipping in a grocery store or falling from broken flooring or inadequate lighting, you most likely have a personal injury case on your hands. Negligence of proper maintenance and not posting warning signs also falls under premises liability. A slip and fall in nursing homes can also cause serious personal injury. A slip and fall can happen to anyone, anywhere and usually can be prevented. Properties must exercise reasonable care and maintenance to prevent accidents. This includes posting signs for any potential risks.

  1.   Product Liability

A personal injury can happen by a defective product like airbags. Product liability also includes grill accidents, which are more common than you may think. Also, any recalls on faulty parts in vehicles.

  1.   Wrongful Death

You will have a wrongful death case if negligence occurs or when an avoidable accident leads to death.

Edelstein Law

The legal team at Edelstein Law will offer advice and legal representation on a number of different personal injury cases. We will go the distance to make sure that you receive the compensation you deserve and never settle for less.

Family Law

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The Different Types of Bail Bonds

The process for getting out of custody can be difficult and stressful. You can secure bail on your own or with the help of a bond agent. There are a few things you should consider before securing a bail bond.

Cash Bond

A cash bond will let you leave jail with a cash payment. Some institutions will not accept cash, but they will take a cashier’s check or credit card payment. On the other hand, some facilities will only accept cash. You should always check before heading off to jail. If you are low on cash, you can contact a bond agent to help post bail.

Surety Bond

A surety bond is the most common type of bond. The bond is secured by placing down 10 percent of the bail. The bond agent will guarantee the remaining bail amount. You must show up for court with this agreement. If you fail to do so, the bond agent can have a warrant out for your arrest.

Property Bond

Property bonds can help those who do not have cash on hand. This type of bond does take time. You should not expect to be released right away. A property bond hearing must take place. During this time, the property’s value is fully assessed. It can take a few weeks to secure this bond.

Federal Bail Bond

If you want to be released from federal custody, you will need a federal bond. This bond can be secured with property or cash. You do not need to contact a bond agent for this bond. It is handled through the court system.

Citation Release

A citation release is a simple process. This bond requires no cash or property transactions. The police officer writes a citation and you are free to go. You must show up for court at the assigned time and date.

If you need 24 hour bail bonds Allentown PA, there are a few options for you. These agents can secure a bond to get your loved one out of jail.